Webb Law Centre PLLC
Motorcycle Laws and Safety Tips
Prepare before you ride
Several things can go wrong when you ride. In many ways, it is always better to plan for the worst but hope for the best. Know how you will react in the event of a crash, and remember to stay calm if you do crash. Become familiar with your insurance policy, and the steps you need to take to be covered by your policy. Try to keep a first aid kit on your motorcycle if possible, food and some water wouldn’t be a bad idea either. A motorcycle safety course can also give you safety tips when traveling on the road, and help you become familiar with your motorcycle.
Prepare for a crash ahead of time
Even the most seasoned riders crash every once in a while. However, an excellent way to prevent serious injury and unnecessary complications when you do crash is to know what you will do in a crash ahead of time. Make sure that you are familiar with your insurance policy, and keep relevant medical information of your person when you ride. Also, it would be a good idea to keep a first aid kit on your motorcycle if possible. The most important thing to remember if you are in a crash is to stay calm and be focused.
You will be exposed to all that the road has to offer when you ride. So it would be smart to wear clothing that will help protect you from the elements. Wear durable clothing that will keep you warm and prevent damage if you slide off of your motorcycle (jeans and a leather jacket would do well). Wear heavy boots that come up above your ankles, this will help you shift gears and could prevent a broken foot bone if you crash. Make sure that your helmet fits snuggly on your head and that your chin strap is secured tightly. Your helmet won’t be any use if it falls off when you crash. You may also want to wear some gloves, this is more for comfort but hands get cold easily when riding.
Invest in more than just the minimum insurance
Only having the minimum insurance requirements can be a bad idea, especially on long trips. There is a likely an insurance policy available to cover any form of damage you can think of, but there are only a few that you really need. These include:
- Liability insurance. This will cover damages in case you are found liable for a crash, and is a complete necessity.
- Uninsured motorist insurance. This will cover you if you crash into a motorist that does not have insurance, or whose insurance will not cover all of your damages.
- Comprehensive insurance. This will cover you for any damages to your motorcycle that weren’t caused by another vehicle (like weather damage or theft). Think of it as your “just in case” policy.
- Roadside assistance. This will allow a tow truck to pick you up and get your motorcycle repaired if you breakdown on the side of the road. Trying to fix a motorcycle on your own with limited tools and no garage isn’t much fun, which is why this coverage is a good idea.